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Mudra Yojana Loan: The Central Government has started Pradhan Mantri Mudra Yojana (PMMY) to start small enterprises. Under this, people are given a small amount of loan (e mudra loan) to start their enterprise. This scheme was started in April 2015.
What is the purpose of Mudra Yojana (PMMY)?
The Central Government's Mudra Yojana (PMMY) has two objectives. First, easy loan for self-employment. Second, to create employment through small enterprises.If you are also facing the problem of capital to start your business, then with the PMMY (Mudra Loan) of the Central Government, you can make your dream come true. The thinking of the government is that on getting easy loans, people will be motivated for self-employment on a large scale. This will also create a large number of employment opportunities.
Before the Mudra Yojana (PMMY), a lot of formalities had to be completed for small enterprises to take a loan from the bank. To take Mudra Yojana loan, guarantee also had to be given. Because of this many people wanted to start an enterprise, but were hesitant to take a loan from the bank.
focus on women
Pradhan Mantri Mudra Yojana (full name of PMMY is Micro Units Development Refinance Agency)According to the website created for PMMY, till 23 March 2018, loans worth Rs 228144 crore have been approved under Mudra Yojana. Under the Mudra Yojana, the government has distributed loans worth Rs 220596 crore till 23 March this year. In the year 2022-2023, 5467157 loans have been sanctioned under Mudra Yojana. For self-employment to the people of the country, a loan of 36578.38 crore has been sanctioned under Mudra Yojana, out of which 331402.20 crore mudra loan has been given.
Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA)
mahatma gandhi nrega is a social security scheme launched by the Government of India, which seeks to provide employment and livelihood to rural workers in the country. It is the largest social security scheme in the world. The objective of MGNREGA is to provide employment for at least 100 days in a financial year. This is the only scheme in the world that guarantees employment and in case of non-availability of jobs, beneficiaries can claim unemployment allowance. The scheme was launched in 2006 and at that time it was known as National Rural Employment Guarantee Act (NREGA) and later renamed as MGNREGA. Official website: nrega.nic.in is where you can know about downloading nrega job card and other details of MGNREGA scheme in detail. get government scheme