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How can I use my Spirit Airlines Credit Card to build my credit?
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Building your credit is essential, and one way to do it is through a Spirit Airlines Credit Card. Before we dive into how you can use it to improve your credit score, let’s first take a look at the benefits of a Spirit Airlines credit card.
Benefits of Spirit Airlines Credit Cards include:
- The ability to earn airline miles
- Discounts on in-flight purchases
- No annual fee for the first year
- Bonus points for spending a certain amount within the first few months
Using a Spirit Airlines Credit Card responsibly can also help build your credit score. By consistently making on-time payments and keeping your credit utilization low, you can demonstrate to credit bureaus that you are a responsible borrower. Additionally, having a credit card with a higher credit limit can also improve your credit utilization ratios. It’s important to remember to not carry a balance on your credit card, as this can lead to high interest charges and negatively affect your credit score.